MY 10 BEST TIPS FOR SURVIVING BLACK FRIDAY


  • BEAT THE EARLY BIRDS:
    • Many stores offer Black Friday deals as early as Wednesday. Shopping early allows you to get a better selection and avoid the crowds.
  • BE SAVY, DO YOUR HOMEWORK & COMPARISON SHOP:
    • It helps to check the prices before you by your items to avoid getting caught up in all the frenzy of Black Friday. Websites such as Google Shopping, Pricegrabber, and Shopping.com allow you to see the cheapest prices online right now and compare them. You can also see if the same deal is offered online thus saving you trip to the store. Phone apps like Flipp.com allow you to browse local weekly ads by searching for savings by item, brand, or retail store.
  • PRICE MATCH:
    • Retailers such as Best Buy, Walmart, Target, Toys R Us and Home Depot will price match competitor’s prices on specific products. Some may even offer online-only promotions and may be willing to offer the same price in-store if you ask nicely.
  • MAKE A BUDGET AND STICK TO IT:
    • Making a budget ahead of time can prevent you from over spending. You can also leave your credit card at home and shop exclusively with cash.
  • ASK FOR GIFT RECEIPTS:
    • When shopping for other people a gift receipt can make it easier for them to return the item.
  • CHECK STORE RETURN/EXCHANGE POLICIES IN ADVANCE:
    • This can be important especially when shopping online. Some retailers may have restocking fees, shorter return deadlines and other terms and conditions. It is best to be prepared because this may change where you decide to shop.
  • BE LOYAL:
    • Many retailers have loyalty programs that provide sales and promotions to their members and not the public. Sign up for Black Friday shopping alerts for coupons, promotions and discounts.
  • GET SOCIAL:
    • Facebook pages and Twitter feeds are great resources to find deals and promotions. Retailers offer rewards to customers who “like” or “follow” them with special alerts to Black Friday incentives and discounts. Sharing is caring so share those deals with friends and family.
  • DRESS COMFORTABLY:
    • You may need to cover some serious ground or stand in long lines so comfort is KEY.
  • BE PATIENT, HAVE FUN AND HAPPY HOLIDAYS!

 

 

Advertisements

The Best Me in 2016…

 

As the New Year is begins we focus on new goals and resolutions.

According to the dictionary a resolution “is a firm decision to do or not to do something”. Like many over the years I have made several resolutions (weight loss, financial, etc.) and sadly stuck to none. I can only blame myself for not being realistic, not being motivated, and just giving up.

This past year was an eye opening experience for me.

I realized that I totally let myself go (physically, mentally, and spiritually). I’ve lost my identity, my worth and my love for myself. One of the biggest struggles in life is the struggle to know, embrace, and accept ourselves with all of our imperfections and faults.

Above all, be true to yourself, and if you cannot put your heart in it, take yourself out of it. – Author Unknown

Now don’t get me wrong, I am a mother of four and have no intentions on “jumping ship”, I just need to think of me more often than none. I stopped caring and traded my well-being for the well-being of others.

I am making a firm decision for 2016 and beyond to choose me!

I choose to become more mindful of my thoughts, feelings, and behavior. To become familiar with my vulnerabilities as well as my strengths and milestones, and most importantly to love myself for both.

I have committed to finding my happy place by creating a personal affirmation:

2Have you created a personal affirmation for the New Year?

Its A New Year So Let’s talk about credit…

Lets talk credit

The truth is no one has good credit…including me.  Establishing good credit and maintaining good spending habits is important.  You will not have excellent credit over night I don’t care what the credit repairing agencies tell you.  The key is to be discipline, be consistent and make monthly payments in a timely manner…remember “Rome was not built in a day”.  Click the link below for tips on how to build better credit:

http://browngirlbloggers.com/2015/06/4-ways-millennials-can-build-credit.html/