The truth is no one has good credit…including me. Establishing good credit and maintaining good spending habits is important. You will not have excellent credit over night I don’t care what the credit repairing agencies tell you. The key is to be discipline, be consistent and make monthly payments in a timely manner…remember “Rome was not built in a day”. Click the link below for tips on how to build better credit:
http://browngirlbloggers.com/2015/06/4-ways-millennials-can-build-credit.html/