Its A New Year So Let’s talk about credit…

Lets talk credit

The truth is no one has good credit…including me.  Establishing good credit and maintaining good spending habits is important.  You will not have excellent credit over night I don’t care what the credit repairing agencies tell you.  The key is to be discipline, be consistent and make monthly payments in a timely manner…remember “Rome was not built in a day”.  Click the link below for tips on how to build better credit:


Short and sweet…

oh hello

My name is Ruthie and I am a native New Yorker currently living in Houston, TX.  I am a busy wife and mother and have always had an interest in writing and sharing information.  I created my blog Accessory Luv.her to share my love of fashion, beauty and all things inspirational.  Thanks for coming thru…Enjoy!